Mercury-first banking with structured account allocation, clean bookkeeping discipline, and a credit strategy that scales with the business.
Banking Blueprint
Every dollar flows through a structured system. Revenue enters Main Operating and distributes into purpose-built accounts that enforce financial discipline automatically.
Allocation Model
Starting allocation percentages — these are initial targets to be adjusted as real spending patterns and cash flow needs become visible.
Strategy
A Chase Ink business credit card remains the planned next step. Mercury handles cash management while Chase would provide rewards, credit building, and float. This split is operationally manageable and strategically sound for the current stage.
A single bookkeeping file for JFig Holdings LLC, with brand-level performance tracked through classes, tags, or project dimensions. This keeps everything consolidated while preserving the ability to see each brand's P&L independently.